Skip to content

Who We Help · Canada-US

Deep expertise for the two groups the border touches most.

Generalist firms serve everyone shallowly. Our practice goes deep, niche by niche — six services for every client situation. Search your niche, your service, or both.

By the AnalytIQ Accounting team · Last reviewed: August 12, 2026

The business owners AnalytIQ serves across Canada and the US

Industry one

E-commerce sellers with US customers.

Marketplace or your own checkout, physical or digital — the US tax answer changes with how you sell. Five seller types, five different playbooks.

Amazon FBA Sellers

US inventory, treaty filings, marketplace math — six services shaped to FBA.

Shopify & DTC Brands

You are the merchant of record — six services shaped to DTC.

Etsy & Handmade Sellers

The platform handles less than you think — six services for makers.

Digital Products & Creators

Withholding, platforms, and launch-cycle finances — six services for creators.

Dropshippers

Thin margins need true numbers — six services for dropship operators.

Industry two

Canadians with US real estate.

Renting, hosting, wintering, flipping, or investing passively — each comes with its own withholding regime and its own way to overpay. Five owner types, five playbooks.

US Rental Property Owners

Two countries, one property — six services for cross-border landlords.

US Short-Term Rental Hosts

Platform withholding to occupancy taxes — six services for STR hosts.

Snowbirds

The US home, handled on both sides — six services for snowbirds.

Flippers & Developers

Deal-by-deal structure and books — six services for active projects.

Syndication Investors

K-1s to Canadian returns — six services for passive LPs.

Industry three

Healthcare & professional practices.

Dentists

DPC, hygiene payroll, practice-sale planning — six services for dental practices.

Physicians

MPC structuring, locums, salary-vs-dividend — six services for doctors.

Pharmacists

Rx vs front-store, inventory, staff payroll — six services for pharmacy owners.

Veterinarians

VPC, consolidator offers, associate pay — six services for vet clinics.

Optometrists

Exams plus dispensary retail — six services for optometry practices.

Industry four

Trades, transport & field services.

Cross-Border Truckers

IFTA, US drayage, driver pay — six services for owner-operators and fleets.

Construction Contractors

WIP, holdbacks, T5018s, bonding — six services for builders.

HVAC, Plumbing & Electrical

Job costing, apprentices, WSIB — six services for trade companies.

Farmers & Agri-Business

Cash basis, AgriStability, succession — six services for farm businesses.

Cleaning Companies

Payroll-heavy, sub-vs-employee, franchises — six services for cleaners.

Industry five

Professional services & tech.

Realtors with PRECs

Commission income, HST, PREC returns — six services for agents.

Lawyers & Law Firms

Trust accounting, PC, partner draws — six services for legal practices.

IT Consultants

PSB risk, US clients in USD — six services for incorporated contractors.

Marketing Agencies

Retainers, WIP, US clients and freelancers — six services for agencies.

SaaS & Startup Founders

SR&ED, rev rec, US sales tax — six services for tech companies.

Industry six

Creators, traders & personal services.

Content Creators

Platform income, 30% withholding fixes — six services for creators.

Day Traders & Investors

Business vs capital gains, US brokerages — six services for active traders.

Restaurant Owners

Tips payroll, POS-to-books, franchises — six services for restaurateurs.

Therapists

The GST/HST exemption change, telehealth — six services for private practice.

Gyms & Fitness Studios

Memberships, instructor status, franchises — six services for studios.

Industry seven

Auto, transport & mobility.

Car Dealerships

Floorplan interest, F&I income, US auction imports — six services for dealers.

Auto Repair & Body Shops

Parts margins, insurance work, US parts tariffs — six services for garages.

Gas Stations

Fuel margins, c-store mix, lottery accounting — six services for station owners.

Rideshare & Delivery Drivers

Platform statements, HST from dollar one, mileage — six services for drivers and fleets.

Dump Truck & Aggregate Haulers

Per-load revenue, fuel, equipment financing — six services for haulers.

Moving Companies

Crews, trucks, storage revenue, cross-border moves — six services for movers.

Car Washes & Detailing

Memberships, unattended revenue, equipment — six services for wash operators.

Airline Pilots & Flight Crews

Per-diems, treaty rules, US carrier employment — six services for flight crews.

Industry eight

Health & wellness clinics.

Chiropractors

Exempt services, associate splits, equipment — six services for chiro clinics.

Physiotherapists

OHIP, insurer and private-pay mix — six services for physio clinics.

Massage Therapists

Insurer billing, room renters, HST thresholds — six services for RMTs.

Naturopaths

Taxable services, dispensary retail — six services for NDs.

Medical Spas

Taxable vs exempt lines, injectable inventory — six services for medspas.

Dental Hygienists

Independent and mobile practice under self-initiation — six services for hygienists.

Nurses & NPs

T4 plus agency income, travel contracts — six services for nurses.

Industry nine

Care, community & education.

Daycares & Childcare Centres

CWELCC funding, wage grants, per-room costs — six services for operators.

Home Care Agencies

PSW payroll at scale, payer mix — six services for agencies.

Retirement Homes

Rent-vs-care revenue, RHRA compliance, staffing — six services for residences.

Nonprofits & Charities

Restricted funds, T3010, donor receipting — six services for the sector.

Churches & Places of Worship

Donations, clergy residence, charity returns — six services for congregations.

Private & Montessori Schools

Tuition billing, NFP vs for-profit — six services for schools.

Tutoring Centres

Sessions, packages, tutor classification — six services for education businesses.

Funeral Homes

Pre-need trusts, BAO reporting — six services for funeral directors.

Industry ten

Finance, advice & client trust accounts.

Mortgage Brokers

Commission flows, referral splits, FSRA-ready books — six services for brokers.

Financial Advisors

Commissions, trailers, corp structuring — six services for advisors.

Insurance Brokers

RIBO trust accounting, carrier commissions — six services for brokerages.

Immigration Consultants

CICC client accounts, staged retainers — six services for RCICs.

Crypto Traders & Investors

ACB per coin, business-vs-capital, T1135 — six services for crypto.

Travel Agencies

Supplier commissions, TICO trust accounts — six services for agencies.

Staffing Agencies

Temp payroll at scale, margins, licensing — six services for recruiters.

Industry eleven

Design, build & property services.

Architects

Phase billing, WIP, OAA practice rules — six services for firms.

Engineering Firms

Project WIP, SR&ED, utilization — six services for consulting engineers.

Interior Designers

Procurement markups, project billing — six services for studios.

Landscaping & Snow Removal

Seasonal revenue, crews, equipment — six services for landscapers.

Painting Contractors

Crews, quotes, WSIB — six services for painters.

Roofing Contractors

Seasonal cash flow, materials, WSIB — six services for roofers.

Excavation Contractors

Heavy equipment, job costing — six services for excavation and demo.

Canadian Landlords

Rental statements, CCA decisions, incorporation math — six services for portfolios.

Property Managers

Trust accounts, rent rolls, withholding-agent duties — six services for PMs.

Security Companies

Contract billing, guard payroll, licensing — six services for security firms.

Industry twelve

Food, drink & hospitality.

Cafes & Coffee Shops

Daily POS close, tips, thin margins — six services for cafes.

Food Trucks & Caterers

Event revenue, commissary costs, deposits — six services for mobile food.

Convenience Stores

Lottery, tobacco margins, shrink — six services for c-stores.

Grocery Stores

Zero-rated vs taxable baskets, shrink, rebates — six services for grocers.

Breweries & Distilleries

Excise duty, taproom vs wholesale, kegs — six services for craft producers.

Hotels & Motels

ADR and occupancy, OTA commissions, brand flags — six services for hoteliers.

Banquet Halls & Venues

Deposits, catering, cash controls — six services for event venues.

Wedding & Event Planners

Deposits, vendor pass-throughs — six services for planners.

Industry thirteen

Creative, media & entertainment.

Photographers & Videographers

Day rates, gear, US shoots — six services for image makers.

Film Production Companies

OFTTC/OPSTC credits, crew payroll — six services for producers.

Actors & Performers

ACTRA income, agents, US productions — six services for performers.

Musicians & DJs

Gigs, streaming royalties, US touring — six services for artists.

Dance Studios

Sessions, recitals, instructor status — six services for studios.

Authors & Self-Publishers

KDP royalties, advances, treaty rates — six services for writers.

Game Studios

OIDMTC, platform payouts, SR&ED — six services for indie studios.

Online Coaches & Consultants

Program revenue, zero-rated exports — six services for online businesses.

Premium-Content Creators

Platform payouts, zero-rating, CRA audit focus — six services, handled discreetly.

Professional Athletes

Duty-day allocation, treaty caps, RCAs — six services for athletes.

Tattoo Studios

Chair rent, deposits, convention income — six services for studios.

Industry fourteen

Retail, manufacturing & everyday services.

Franchise Owners

Royalties, ad funds, multi-unit books — six services for franchisees.

Manufacturers

Inventory, WIP, USMCA exports — six services for makers at scale.

Importers & Distributors

Customs, HS codes, duty drawback — six services for wholesale.

Vending Machine Operators

Route revenue, cashless data, machine costs — six services for operators.

Laundromats & Dry Cleaners

Coin and card revenue, equipment financing — six services for operators.

Hair Salons & Barbershops

Chair renters vs staff, tips, retail — six services for salons.

Nail Salons & Estheticians

Services plus retail, staff vs renters — six services for beauty businesses.

Cannabis Businesses

Excise duty, AGCO layers, banking — six services for licensed operators.

Industry fifteen

Renovation, outdoor & home services.

Custom Home Builders

Tarion, HST new-housing rebates, progress draws — six services for builders.

Kitchen & Bath Renovators

Deposits, change orders, showroom vs install — six services for renovation firms.

Flooring & Tile Installers

Material markups, sub crews, builder contracts — six services for flooring companies.

Window & Door Companies

Manufacturer rebates, financing sales, install crews — six services for window and door firms.

Pool & Spa Contractors

Seasonal builds, service contracts, chemical retail — six services for pool companies.

Fence & Deck Builders

Short season, lumber costs, deposits — six services for outdoor builders.

Paving & Concrete Contractors

Asphalt and concrete pricing, equipment, seasonal crews — six services for paving firms.

Tree Services & Arborists

Storm-surge revenue, equipment, WSIB-heavy payroll — six services for tree companies.

Pest Control Companies

Recurring contracts, technician routes, chemical inventory — six services for pest control.

Solar & EV Charger Installers

Incentive programs, equipment imports, financing — six services for clean-energy installers.

Industry sixteen

Allied health & specialty practices.

Orthodontists

Multi-year treatment contracts, revenue timing, DPC — six services for ortho practices.

Dental Laboratories

Manufacturing margins, dentist receivables, equipment — six services for dental labs.

Midwives

Ontario funding, practice-group expenses, self-employed status — six services for midwifery practices.

Speech-Language Pathologists

Private-pay, school contracts, exempt services — six services for SLP practices.

Occupational Therapists

Insurer and auto-claim billing, mobile practice costs — six services for OT practices.

Dietitians & Nutritionists

Exempt vs taxable, program sales, corporate contracts — six services for nutrition practices.

Audiologists & Hearing Clinics

Device retail plus clinical services, ADP claims — six services for hearing clinics.

Podiatrists & Chiropodists

Orthotics retail, insurer billing, clinic overhead — six services for foot clinics.

Acupuncturists & TCM Practitioners

Taxable services, herbal inventory, insurer receipts — six services for TCM practices.

Medical Labs & Imaging Clinics

OHIP billing cycles, equipment leases, physician partners — six services for diagnostic clinics.

Industry seventeen

Business services & brokers.

Management Consultants

Retainers, US clients, PSB risk, expense recovery — six services for consulting firms.

HR & Recruiting Consultants

Project vs retainer, contractor networks, US clients — six services for HR firms.

Paralegals

LSO trust rules, tribunal work, small-claims billing — six services for paralegal firms.

Translation & Interpretation

Per-word billing, freelancer networks, zero-rated exports — six services for language firms.

Print & Sign Shops

Job costing, equipment financing, materials inventory — six services for print shops.

Freight Brokers & 3PLs

Carrier pay, thin margins, USD lanes, cash-flow timing — six services for logistics brokers.

Customs Brokers

Duty disbursements, client trust, CARM changes — six services for brokerage firms.

Land Surveyors

Project billing, field equipment, OLS practice rules — six services for survey firms.

IT Managed Service Providers

Recurring MRR, hardware resale, vendor licensing — six services for MSPs.

Real Estate Brokerages

Commission trust, agent splits, RECO compliance — six services for brokerage owners.

Industry eighteen

Specialty retail & food shops.

Pet Groomers & Boarding

Services plus retail, daycare packages, staff — six services for pet businesses.

Florists

Perishable inventory, wire-service fees, event work — six services for flower shops.

Jewellery Stores

High-value inventory, repairs, precious-metal purchases — six services for jewellers.

Furniture & Mattress Stores

Deposits, financing promotions, delivery, imports — six services for furniture retailers.

Bakeries

Zero-rated vs taxable baked goods, early payroll, wholesale — six services for bakeries.

Butcher Shops & Meat Markets

Zero-rated basics, yield tracking, halal and specialty — six services for butchers.

Bike & Sporting Goods Shops

Seasonal inventory, service revenue, supplier terms — six services for sports retailers.

Vape & Smoke Shops

Excise stamps, provincial vape tax, age-restricted retail — six services for vape retailers.

Consignment & Thrift Stores

Consignor payouts, used-goods HST, donated inventory — six services for resale shops.

Garden Centres & Nurseries

Seasonal peaks, living inventory, farm-status questions — six services for garden retailers.

Industry nineteen

Transport, property & holding companies.

Limo & Chauffeur Services

Airport licensing, chauffeur status, vehicle financing — six services for limo companies.

Driving Schools

MTO-approved programs, instructor status, vehicle costs — six services for driving schools.

Tow Truck Operators

Ontario tow licensing, per-call revenue, storage fees — six services for towing companies.

Boat Dealers & Marinas

Floorplan, seasonal slips, storage, US imports — six services for marine businesses.

Self-Storage Facilities

Occupancy revenue, HST on storage, property vs business — six services for storage operators.

Commercial Real Estate Investors

HST on commercial rent, CAM reconciliations, holdco structures — six services for CRE owners.

Canadian Airbnb Hosts

HST at $30k, municipal MAT, principal-residence rules — six services for domestic STR hosts.

Real Estate Developers

Self-supply HST, builder rules, project financing, land inventory — six services for developers.

Holding Company Owners

Passive income, Part IV tax, inter-corporate dividends, estate planning — six services for holdcos.

Private Mortgage Lenders & MICs

Interest income, MIC rules, syndicated mortgages, FSRA — six services for private lenders.

One team, both countries

Why niche depth beats a generalist.


01

Your situation has a playbook — not a research project billed by the hour

02

Both countries filed together, so credits land instead of stranding

03

Fixed fees quoted up front, on a free discovery call

Who We Help

Find your situation above — or just ask.

A short call gets you a plain answer on what applies to you and a fixed quote.

Client Reviews

Get a free quote

Request a free quote.

Tell us a little about your business and our team will respond within one business day.

Contact details

How can we help?

Type of enquiry select all that apply

Project information