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Services · Cross-Border Tax

Cross-border tax, handled on both sides of the border.

If you earn, invest, or run a business across the Canada–US border, two tax systems apply to you at once. AnalytIQ prepares the filings on both sides, keeps them telling the same story, and plans ahead so you keep more of what you earn.

Serving the GTA in person and all of Canada virtually.

By the AnalytIQ Accounting team · Last reviewed: August 12, 2026

Canada and US partnership — cross-border tax services

Who we help

Three kinds of cross-border clients.


01

Individuals & dual citizens

US citizens living in Canada, Canadians working in the US, snowbirds, and anyone with accounts or income in both countries.

02

Business owners

Canadian companies selling into the US, owners weighing a US LLC or subsidiary, and e-commerce sellers facing state sales tax.

03

People on the move

Moving to or from Canada, planning departure tax, or untangling retirement accounts left on the other side of the border.

What we file and plan

The full cross-border toolkit.

Every engagement coordinates both countries — your Canadian T1/T2 and your US filings are prepared to agree with each other.


01 US personal returns (1040 / 1040NR) For US citizens in Canada and Canadians with US income, prepared alongside your Canadian T1.
02 FBAR (FinCEN 114) & Form 8938 US foreign-account reporting, including RRSPs and TFSAs.
03 T1135 foreign property reporting CRA-side disclosure of US and other foreign property over $100,000 CAD.
04 Streamlined catch-up filing Behind on US returns? The IRS streamlined program, handled end to end.
05 Departure & arrival tax planning Deemed disposition, T1243/T1161, and first-year returns on either side.
06 US LLC & structure advice Why LLCs hurt Canadians, and the structures that work instead.
07 Treaty positions Canada–US treaty elections and disclosures that prevent double taxation.
08 US state sales tax for e-commerce Economic nexus review, registrations, and state filings.

Fees

Clear scope, quoted up front.

Cross-border work is quoted as a fixed fee after a short discovery call — no hourly surprises. See what cross-border tax help typically costs and how we quote.

See fees & process

How it works

Three steps to compliant, coordinated filings.


01

Discovery call — we map your two-country picture

02

Fixed-fee plan — filings and deadlines for both sides

03

We file and coordinate — one team, both countries

Cross-border guides

Plain answers to the questions that bring people here.

Who we help · Cross-border tax

Cross-border tax, shaped to your kind of business.

Twelve of the 147 industries we write for. Each page covers the rules and the mistakes that apply to that business. See every industry.

US rental ownersFIRPTA can hold back 15% at closing, and US estate tax can reach the property years later.Cross-border tax for US rental owners →snowbirdsCanadian and US advisors coordinated on the estate plan before any documents get signed.Cross-border tax for snowbirds →Airbnb hostsA US property held personally can trigger a T1135 filing once its cost passes $100,000.Cross-border tax for Airbnb hosts →Amazon sellersFBA inventory sitting in a US warehouse can itself create state sales-tax nexus.Cross-border tax for Amazon sellers →Shopify sellersEvery state threshold tracked yourself, since Shopify — unlike Amazon — never remits it.Cross-border tax for Shopify sellers →day tradersUS estate tax exposure on US-listed shares flagged before it becomes an issue.Cross-border tax for day traders →crypto investorsCrypto-only US accounts are not yet FBAR-reportable, though Form 8938 can still apply.Cross-border tax for crypto investors →physiciansTelehealth billed from an Ontario desk stays off the US return, whoever pays it.Cross-border tax for physicians →dentistsThe US chapter of a dental career closed cleanly: 401(k)s, student debt, locums.Cross-border tax for dentists →truckersWeight-distance states like New York and Oregon taxed separately, outside what IFTA covers.Cross-border tax for truckers →SaaS foundersTransfer pricing set correctly the day you first hire inside a US subsidiary.Cross-border tax for SaaS founders →digital creatorsUS withholding on platform payouts and brand deals recovered, not lost for good.Cross-border tax for digital creators →

Free proposal

A fixed fee for your cross-border tax work, in writing.

  1. Tell us about your business. The form takes about a minute.
  2. A short discovery call. Fifteen minutes to confirm what you need.
  3. A fixed fee in writing. We reply within one business day. No hourly surprises.
  • Canadian and US filings under one roof
  • Cloud-first: QuickBooks Online, Dext, Wagepoint
  • Brampton, Ontario, with clients across Canada and the US

Common questions.

Do I need to file US taxes if I live in Canada?

If you are a US citizen or green-card holder, yes — the US taxes by citizenship, so you generally must file a 1040 every year even with no US income, alongside your Canadian return. Most people owe little or nothing thanks to the foreign tax credit and treaty, but the filings are still required.

Can you fix years of missed US filings?

Usually, yes. The IRS streamlined program lets most non-willful filers catch up with three years of returns and six years of FBARs, without penalties for those who qualify. See our streamlined filing page.

Do you handle both countries or just Canada?

Both. Your Canadian and US filings are prepared together so the numbers agree — which is exactly what cross-border reviews look for.

Where are you located?

In the GTA — in person for local clients, virtual for the rest of Canada and the US. Full details are on our contact page.

Related reading

Cross-Border Tax

Two tax systems. One team.

Book a consultation and get a plain answer on exactly what applies to you.

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