Cross-Border Tax · Streamlined Filing
Years behind on US taxes? There’s a clean way back.
The IRS Streamlined Foreign Offshore program lets US citizens in Canada catch up with three years of returns and six years of FBARs — with no failure-to-file, failure-to-pay, or FBAR penalties for those who qualify as non-willful. We handle the whole package.
By the AnalytIQ Accounting team · Last reviewed: August 12, 2026
The package
What streamlined filing includes.
A fixed-fee engagement, quoted up front after a short confidential call.
How it works
Three steps to fully caught up.
01
Confidential review — do you qualify as non-willful?
02
We prepare the full package, both countries
03
File, confirm, and stay current going forward
Streamlined filing, answered plainly.
Who qualifies for the foreign offshore version?
Non-willful filers who meet the non-residency test — in broad terms, in at least one of the last three years you had no US abode and were physically outside the US at least 330 full days. Most long-term residents of Canada qualify easily.
Will I owe back taxes?
Often little or none — Canadian tax rates are generally higher, and foreign tax credits plus treaty relief absorb most or all of the US liability. Each case is different; the review tells you before you commit.
What does it cost?
Market packages for streamlined filing typically run $1,750–$2,500+; we quote a fixed fee after the review call. See our fees page.
What if I just start filing quietly this year?
"Quiet disclosure" leaves the missed years exposed. The streamlined program exists to close them properly — and it can be withdrawn by the IRS at any time, which is an argument for acting while it is open.
Related reading
Confidential
Find out where you stand.
A short, confidential call — no judgment, just a plain answer and a fixed quote.